← Back
Legal

Terms of Service

Last updated: September 2026

These terms apply to your use of yourfinancialhealthcheck.com. By using this site or submitting an application, you agree to them.

Who operates this site

Benson Ng, Financial Consultant (ChFC®/S)
AIA Financial Advisers Private Limited · INZY Berlinda Thng Org
MAS Representative No. NCK300348343 · FSC code 25861

Email: bensonngck@aiafa.com.sg
Phone: 8767 9724

This site is information, not advice

Nothing on this website constitutes financial advice, a recommendation, or an offer to buy or sell any financial product.

All content, including the video, the written material and any figures shown, is general information only. It does not take into account your individual objectives, financial situation or particular needs.

Any illustration or example is hypothetical, provided for the purpose of explanation only, and is not a projection, forecast or guarantee of any outcome. Individual circumstances differ and results will vary.

Advice, where given, is provided only after a full fact-find has been completed in accordance with the requirements of the Monetary Authority of Singapore. You should not act on anything on this site without first obtaining advice appropriate to your own situation.

The Financial Health Check

The Financial Health Check is a complimentary session of approximately fifteen minutes. It exists so both parties can understand your situation and decide whether it makes sense to work together.

Applications and bookings

Submitting the application form does not create any client relationship or guarantee a session. Applications are reviewed and may be declined for any reason, including where a session would not be useful to you.

Sessions are limited in number. Where a session is scheduled, please give reasonable notice if you need to cancel or reschedule.

You agree that the information you provide is accurate to the best of your knowledge, and that you are at least 18 years of age.

Contacting you

By submitting the form, you consent to being contacted by phone, email or messaging in connection with your enquiry, including through the Singapore Do Not Call Registry exemptions that apply to consented contact. You may withdraw that consent at any time by replying to any message or using the contact details above.

Intellectual property

All content on this site, including video, written material and design, belongs to Benson Ng or is used with permission. You may view and share it, but you may not reproduce, republish or use it commercially without written permission.

Third-party services and links

This site uses third-party services for forms, scheduling, email and analytics, each governed by its own terms. Any external links are provided for convenience, and no responsibility is taken for the content or practices of other websites.

Availability

Reasonable efforts are made to keep this site available and accurate, but no guarantee is given that it will be uninterrupted, error-free, or current at all times. The site may be changed or withdrawn at any time.

Liability

To the fullest extent permitted by law, no liability is accepted for any loss arising from your use of this site or reliance on its general content. Nothing in these terms limits any liability that cannot be limited under Singapore law, including under the Financial Advisers Act where it applies.

Complaints

If you have a concern about anything on this site or about a session, contact Benson using the details above. Complaints relating to regulated financial advisory activity may also be raised with AIA Financial Advisers Private Limited.

Governing law

These terms are governed by the laws of Singapore, and the courts of Singapore have exclusive jurisdiction over any dispute arising from them.

Changes

These terms may be updated from time to time. The date at the top reflects the most recent revision, and continued use of the site means you accept the current version.